Most churches outgrow the bookkeeper long before they can afford a CFO
That in-between season is where good churches can quietly get into financial trouble. The numbers come in late or inaccurate. Decisions get made on instinct, or based on a bank balance. The pastor is leading this month with last month's information, and no one on the team has the time or training to build something better.
That gap is the reason Healthy Church CFO exists. We step into the financial leadership seat so you can lead from clarity instead of guesswork, and so your team can stay focused on ministry.
Every month,
the same three reports.
No surprises
Healthy churches run on rhythms, not heroics. The heart of the Fractional CFO relationship is a reporting rhythm you and your board can count on, produced in Realm and delivered the same way every month
Balance Sheet
A clear picture of where the church stands: assets, liabilities, and fund balances, including designated funds, at month-end
Departmental Budget Reports
A detailed, department-by-department view of where your ministry is winning and where it needs attention
Income Statement by Department
A one-page executive summary that tells the financial story of the month and year at a glance, written for a board to read in minutes. This one-page summary is Kerry's signature, developed and refined over three decades of church financial work

A pastor who became a CFO, and never stopped being a pastor
For 17 years, Kerry Jones served as Executive Pastor and CFO of a large church, sitting in the same seat your team sits in now. He is an ordained minister with an MBA in corporate finance who has spent 30 years as a church CFO. He can read your financial statements and tell you what they actually mean, in language that makes sense from the pulpit and the boardroom alike.
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More than any title, he is a friend to pastors. Every relationship starts there, and the financial counsel is built on top of it.

You do not have to commit to anything to start
Most churches begin with a simple conversation and move forward only when it feels right

A conversation
Tell us where your church stands and what is on your plate. We listen, answer questions, and help you see whether we are the right fit. No pressure, no pitch

A Financial Assessment
When you are ready to go deeper, we review your church's current financial practices and deliver a written report, along with a clear proposal for working together

An ongoing partnership
From there, we step into the financial leadership seat as your fractional CFO, with the monthly rhythm and steady counsel that keep your church healthy




